Best Travel Miles Credit Cards in Saudi Arabia

For frequent travelers in Riyadh and Jeddah, choosing the right credit card can transform your travel experience. Whether you’re flying to Europe for business, visiting family in the United States, or exploring new destinations, earning travel miles on your everyday spending is one of the smartest financial strategies available today.

The Saudi credit card market has evolved significantly, with major banks now offering competitive mile-earning programs that rival international standards. These cards allow you to accumulate points that can be redeemed for flights, upgrades, and travel-related expenses—turning your regular purchases into free trips.

Why Miles Matter for Saudi Travelers

Saudi travelers face unique challenges: long-haul flights, expensive international airfare, and the need for premium travel experiences. A well-chosen miles credit card addresses all of these:

• Long-haul flight rewards: Routes from Riyadh or Jeddah to London, Paris, or New York typically cost 60,000-100,000 SAR. With the right card, you can earn enough miles for a round-trip ticket within 12-18 months of regular spending.

• Airline partnerships: Most Saudi bank cards partner with major carriers like Emirates, Etihad, Saudi Arabian Airlines, and global alliances like Star Alliance or SkyTeam, giving you flexibility in booking.

• Family travel benefits: Many premium cards offer companion tickets or family pooling options, making it easier to travel with loved ones.

Lounge Access: A Must-Have for Long-Haul Saudi Travelers

If you’re a frequent traveler departing from King Khalid International Airport (RUH) or King Abdulaziz International Airport (JED), airport lounge access is not a luxury—it’s a necessity.

Here’s why:

Comfort during layovers: Flights to Europe or the US often involve long layovers. Premium lounges offer comfortable seating, showers, hot meals, and quiet workspaces—essential for arriving refreshed.

Productivity: Business travelers from Riyadh and Jeddah can use lounge time to catch up on work, make calls, or prepare for meetings without the chaos of crowded terminals.

Family-friendly: Traveling with children? Lounges provide dedicated family areas, entertainment options, and healthier food choices than typical airport restaurants.

Free perks: Most lounges include complimentary WiFi, refreshments, newspapers, and sometimes even spa services—value that quickly adds up.

The best miles credit cards in Saudi Arabia include complimentary lounge access at hundreds of airports worldwide through networks like Priority Pass, LoungeKey, or airline-specific lounges.

What We Evaluated

Our team analyzed credit cards from all major Saudi banks, focusing on:

• Miles earning rate per SAR spent
• Annual fees vs. benefits received
• Lounge access and travel perks
• Airline partnerships and redemption flexibility
• Welcome bonuses and promotional offers
• Foreign transaction fees (critical for international spending)

Whether you’re a business executive flying monthly or a family planning annual vacations, there’s a card on this list that matches your travel patterns and spending habits.